I am always familiar with the current homes on the market, and I know how your values fluctuate in your area well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Determining what you can afford when purchasing real estate is a crucial first step in the home-buying process. Factors like your income, existing debts, and overall debt ratio play a significant role in shaping your budget. Lenders assess your financial situation to ensure you can comfortably manage mortgage payments alongside your other financial obligations. During our initial meeting, I can collect key financial details and determine your debt ratio to give you a clear picture of what price range suits your situation. I prefer to do this in person, as it allows for a more personalized approach. If you fill out the contact form below, I will personally reach out to set up an appointment and guide you through this important step.